Management of Banking and Financial Services 4/e, provides a thorough landscape of the banking and financial services in the country. The book addresses the issues of rapid globalization, competition nurtured by customer awareness, threat of security invasion and fraud in an era of technology savvy world, demands for transparency and the regulator’s overdrive to capital efficiency or asset quality.
It has updated chapters on credit risk management, solvency, interest rate volatility and adequate liquidity which should be measured and managed.All the chapters have been rigorously updated.
Features
- Chapters related to banking, where many reforms have been carriedOut, has been substantially updated and revised to include monetary policies, sources of bank funds, counter cyclical buffer, credit appraisal, demonetization and many more.
- the questions at the end of each chapters range from simple objective type questions to numerical problems to facilitate a better understanding of the concepts.
- New topics have been included for possible research such as Peer to Peer (P2P) Lending, HDFC borrows through Masala Funds, European Central Bank’s decision to bailout Greece, RBI’s Liabilities and Assets, Basel Committee on Banking Supervision, Kingfisher Airlines etc.
- The book is divided into six parts. Each part delves into the environment of banking and financial services, banking structure, sources and uses of bank funds, risk management in banks, cash management and consolidation of the financial sector through mergers and acquisitions
Table of Contents
Managing Banking and Financial Services—Current Issues and Future ChallengesMonetary Policy—Implications for Bank ManagementBanks’ Financial StatementsSources of Bank FundsUses of Bank Funds—The Lending FunctionBanks in India—Credit Delivery and Legal Aspects of LendingCredit Monitoring, Sickness and RehabilitationManaging Credit Risk— An OverviewManaging Credit Risk— Advanced TopicsManaging Market Risk—Banks’ Investment PortfolioCapital—Risk, Regulation and AdequacyManaging Interest Rate and Liquidity RisksBanking Functions, Retail Banking and Laws in everyday BankingBanking System—Services and InnovationsInternational Banking—Foreign Exchange and Trade FinanceHigh-Tech Banking—E-Payment Systems and Electronic BankingUnderstanding Financial ServicesInsurance ServicesMutual Funds, Securities Trading, Universal Banking and Credit RatingCash Management and Demand Forecasting in ATMsMergers and Acquisitions in the Banking SectorInnovations in Products and Services— Cases of Three BanksInnovations in Products and Services in Banking—Cases of Public and Private Sector Banks.
